The "Law of Compounding" is the 8th Wonder of the World. It is agnostic, powerful, and hard to unwind once put into motion (based on physics first order principles of momentum, velocity, gravity, and motion).
Like many "Master Algorithms", this simple formula is extremely complex in each layer, but ultra simple when viewed as a whole. I have refined during the course of my life and it is useful in many things (product building, health, mastering a skill, etc.) All great things are super simple to execute, but immensely complex to unwind.